MedMal Campaign Terms and Conditions

Medical Malpractice Campaign Terms and Conditions

Product name: Medical Malpractice Insurance (MedMal)

Insurance partner: Great Eastern General Assurance Malaysia (via Igloo Insurance)

Insured: Licensed doctors under HealthMetrics' clinic networks

Terms & Conditions of Coverage
Period of Insurance	For 12 months from date to be advised Policy will expire on 31^st December 2026, in line with Insured's Annual Practicing Certificate (APC)
Excess	NIL
Retroactive Date	Unlimited (subject to no known claims and/or circumstances, allegations or incidents giving rise to a claim prior to policy inception date)
Territorial Limit	Malaysia
Jurisdiction	Malaysia
Coverage	Medical Incident Claim Legal Representation at Inquiry Vicarious Liability
Automatic Extensions	Good Samaritan Acts Defamation Intellectual Property Infringement Loss of Documents Run Off Cover Emergency Defence Costs and Legal Representation Expenses Advancement of Defence Costs and Legal Representation Expenses
Key Exclusions	Breach of Contract & Assumed Liabilities & Duties Property Damage Fraud, Dishonesty & Intentional Conduct Obligation to Employees Prior Matters Related Persons and Entities Products Liability Clinical Trials Intoxication Molestation Prescription of Controlled Medications Elective Cosmetic Surgery Cyber and Privacy Infringement Unlicensed or Unapproved Products Others as per the Policy wordings